• Loading stock data...

Why More Retirees Are Buying Fixed-Index Annuities and Why You May Want to Consider One Too

According to recent research, sales of fixed-index annuities (FIA) are on the rise. This begs the question: What is it about FIAs that are so appealing to consumers, specifically retirees and those who are approaching retirement?

Read More »

Getting Better Retirement Benefits as Part Of Your End-of-Career Salary Negotiations

Later in your career is often when you are in the ideal position to begin negotiating your retirement benefits because, in many cases, the outcome of a negotiation can create a win-win scenario for the company and the employee.






Read More »

Prepare for Crisis: Planning for Unexpected Health Care Costs in Retirement

It’s difficult to plan for an unexpected health crisis, but there are steps you can take to ensure that you can handle health care costs in retirement.






Read More »

Latest News

Protecting Pre-Retirees and Retirees from Scams

Five Things Retirees May Forget to Plan For

Why Selling Fixed Annuities for a Cash Lump Sum May Not be a Good Choice

How to Prepare for Spikes in Prescription Drug Prices During Retirement

Using Immediate Annuities to Guarantee Retirement Income While Delaying Social Security Benefits

How a Fixed-Indexed Annuity Interest Rate Is Determined, and the Limits and Restrictions to Know

Purchasing a Fixed, Deferred Annuity in an IRA Can Help You Manage RMDs in Retirement

How Much of Your Retirement Savings Should Be in a Fixed or Fixed-Indexed Annuity?

Beneficiary of an Annuity? Help Lower Your Tax Burden with a Transfer to a Qualified Retirement Account

Six Great Websites to Help You with Retirement Planning

Defer Taxes on a Lump Sum Payment in Retirement by Funding an Annuity

Borrowing From Your Retirement to Start a Business

Estate Planning With Deferred Annuities in Retirement: Reducing Your Beneficiary’s Tax Burden

Funding Unexpected Healthcare Costs in Retirement With an Immediate Long-Term Care Annuity

What Is Your Immediate Annuity Exclusion Ratio and How Can It Impact Your Retirement Tax Burden?

Retirement Planning Through Life’s Stages

Understanding Annuity Riders: Should You Consider Including Them In Your Retirement Strategy?

What the 2016 Federal Reserve Bond Interest Rates May Mean for Fixed Annuities in the Long Term

The Pros and Cons of Accepting the Lump Sum Payment of an Annuity Buyout Offer

Financial Planner Designations and Annuity Licenses: Is Your Retirement Professional Qualified?

Claiming Strategies for Social Security, and Resources to Consider

Joint Life Annuity Explained: When Could a Single Life Annuity Be the Better Choice for Married Retirees?

How the Difference Between a Captive and Independent Insurance Agent Affects Your Retirement Plan

Need Out of Your Annuity Contract? What Retirees Should Know About Surrender Periods and Charges

Before You Do Any Retirement Planning, You Must First Do a Budget

Addressing the Bipartisan Budget Act of 2015 Pension Changes With Supplemental Retirement Annuities

Retirement Risks: Handling the Unexpected Cost of Mental Health Treatment

How the 2016 Fiduciary Rule Could Affect How You Pay for Retirement Advice

Worried About Outliving Your Retirement Savings? How a Longevity Annuity Could Help

Family Communication and Financial Planning

From The Experts

City not found, please try again.
Ashburn
Set Your Location
40°
moderate rain
80% humidity
wind: 9m/s E
H 45 • L 40
47°
Wed
36°
Thu
39°
Fri
37°
Sat
35°
Sun

Protecting Pre-Retirees and Retirees from Scams

Washington, D.C. — Recent arrests in the U.S. and India should put a big dent in the one of the biggest scams affecting pre-retirees and retirees – the IRS scam. The U.S. Treasury Department says nearly two million Americans have been targeted by scammers impersonating IRS officials, with 12,000 to 13,000 people submitting complaints every…

Five Things Retirees May Forget to Plan For

Rodney Brooks Retirement is tough enough, but it can be really tough for the people who did little or no planning. It’s tough enough even for those who do plan for retirement. After all, there is much to consider. Which means that there could be a possibility for some people to either forgot something or…

While selling your annuity might seem like a quick way to get cash, it could cause you to lose a lot more than you think.
Jul 1, 2016

Why Selling Fixed Annuities for a Cash Lump Sum May Not be a Good Choice

You may have seen the commercials on TV about selling your annuity for cash. This is a business format that’s about as old as annuities themselves. These companies will offer to buy a stream of future payments that your annuity provides from you in exchange for a lump sum of cash. One problem is that these transactions are usually designed to make money for the company buying your annuity, rather than ensuring you get the best value for that annuity. Selling your annuity might seem like a good idea in a pinch, but in the end, it could cost a lot more than you anticipated.






prescription drug prices

How to Prepare for Spikes in Prescription Drug Prices During Retirement

One thing that can be difficult to predict when you’re planning your retirement is how much you’ll wind up paying for healthcare once you’re retired. The good news is new treatments and lower-cost healthcare resources are created every day. The bad news is one aspect of healthcare many retirees need most tends to cost the most: prescriptions.






Social Security benefits
Jun 23, 2016

Using Immediate Annuities to Guarantee Retirement Income While Delaying Social Security Benefits

While you might be eligible to take benefits at age 62, some experts would recommend you don’t. That’s because the earlier you take them, the less you usually get.






fixed-indexed annuity
Jun 20, 2016

How a Fixed-Indexed Annuity Interest Rate Is Determined, and the Limits and Restrictions to Know

Fixed-indexed annuities are rising in popularity. I’ve seen that in the financial news, and I’ve seen that firsthand with how many people contact me asking about them. The timing is a bit surprising because the stock market has been notoriously volatile for the past few months.






fixed, deferred annuity

Purchasing a Fixed, Deferred Annuity in an IRA Can Help You Manage RMDs in Retirement

Some financial planners will advise you never to do this because it’s redundant, but there are times when it might be beneficial, especially when it comes to managing your required minimum distributions later on. Before you write off purchasing an annuity in an IRA, you should consider how it could impact you for the life of your IRA.






fixed-indexed annuity
Jun 15, 2016

How Much of Your Retirement Savings Should Be in a Fixed or Fixed-Indexed Annuity?

Allocating retirement assets is a delicate balancing act and one that must be looked at on a deeper level than high risk and low risk. Instead, it might help to work backward and start with how much you need to live on to cover your mandatory and optional expenses. For some, fixed and fixed-indexed annuities can fit in by supplementing that income to cover some of those future mandatory costs.






beneficiary610
Jun 10, 2016

Beneficiary of an Annuity? Help Lower Your Tax Burden with a Transfer to a Qualified Retirement Account

A beneficiary on an annuity has a number of choices to make — how you want to use the annuity you’ve inherited, as well as how you want to deal with the taxes.






i-F9nmqfx-X2
Jun 9, 2016

Six Great Websites to Help You with Retirement Planning

by Rodney Brooks We all know that planning for retirement is no easy task: Whatever information we can get to help is welcome. There are literally thousands of websites tasked with helping Baby Boomers slide gracefully into retirement.  A big part of the difficulty in planning for retirement is figuring out exactly where to go…