Retirement Risk Articles

Don’t Let That Retirement Dream Home Turn Into a Nightmare

Americans dream for years of buying or building a retirement “dream home.” Many want their new homes in warm weather climates like Florida or Arizona. According to The 25 top places to retire in America, a Time Magazine analysis of Census records, of the 3.3 million Americans 50 and over who were no longer working…

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Retiring Early? Don’t make these mistakes

Everyone’s dream is to retire early. But, for most of us, it’s not in the cards to retire in our 30s or 40s. According to U.S. Census Bureau Current Population Survey, the average retirement age for men is 65, and for women, 62. But, some can reasonably aim for retirement in their late 50s or…

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Five Things That Can Wreck Your Retirement

It’s not uncommon these days for retirement to last as long (if not longer) than our working careers. That means it’s critically important to make the right decisions because a few mistakes or missteps could eat into our retirement savings. And that’s a problem since most of us haven’t saved enough to begin with. Nearly…

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When the kids come back home (Don’t let them wreck your retirement)

The stories have been all over the news for some time now. Burdened by crippling student loan debt, Millennials are returning home to live with their parents. According to a Pew Research Center report, for the first time in modern history, more 18-to-34-year-olds are living with their parents than those living single, with a partner…

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Is it Smart to Borrow From Your 401(k)

According to the National Bureau of Economic Research, in 2015, 20 percent of Americans have an  outstanding loan balance on their 401(k) and 37 percent have had loans in the past five years. Ten percent of those borrowers defaulted and a whopping 86 percent of borrowers left their company with an outstanding balance, according to…

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Try to Avoid These Retirement Mistakes

There’s a reason I advise readers to talk to a financial professional well before they retire. There is so much more to retirement than saving money, and many Americans can’t even do that. There are a lot of things to consider, foremost among them how long that nest egg will last so you don’t want…

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Women and Retirement

  When it comes to retirement planning, American women often face a unique set of problems. And those problems can threaten to leave many women short on savings, and, thus, in danger of running out of money in retirement. Those problems are meticulously outlined in a new report, “Sixteen Facts About Women’s Retirement Outlook,” from…

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Beware of these “Retirement Shocks”

Retirement is a time of major change, and for most of us and usually requires major adjustments. First is the challenge of figuring out how to spend your day, after getting up each morning for however many years to make that early-morning commute to your job. Then there’s the fact that you are no longer…

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